Empowering Your Business With Financial Expertise

ABOUT US

Your Local Accounting Partner

We are a professional accounting firm focused on supporting small and medium enterprises with clear, strategic, and integrated financial solutions. Our approach is built on the understanding that successful businesses require more than compliance, they require financial clarity, disciplined cash flow management, and informed decision-making.

What sets our firm apart is our ability to bridge accounting and banking perspectives. By combining strong accounting expertise with practical insight into how businesses interact with financial institutions, we provide advice that is commercially relevant, well-rounded, and aligned to real business needs.

Our services extend beyond traditional bookkeeping and reporting. We work closely with our clients to strengthen financial foundations, improve financial understanding, and support sustainable growth. Whether preparing for funding, managing cash flow, or building long-term resilience, we partner with businesses at every stage of their journey.

The firm is led by an experienced accounting professional with a background in both banking and financial management, ensuring our advice is grounded in technical accuracy, strategic insight, and practical application.

How We Work

We believe in long term partnerships built on trust, clarity, and accountability. Our approach is collaborative and tailored, ensuring each client receives solutions aligned to their business goals, industry, and stage of growth.

We prioritise clear communication, practical guidance, and financial insight that business owners can confidently act on.

OUR SERVICES

We provide comprehensive accounting and financial management services designed to support small and medium enterprises with clarity, control, and confidence. Our services go beyond compliance, offering practical insight and strategic support that enables informed decision-making and sustainable growth.

Each engagement is tailored to the unique needs of our clients, ensuring relevance, accuracy, and meaningful financial outcomes.

Bookkeeping & Financial Records

Accurate and well-maintained financial records form the foundation of every successful business. We provide structured, reliable bookkeeping services that ensure your records are complete, compliant, and decision-ready.

Our bookkeeping services support:

Accurate day-to-day financial recording
Clean, organised ledgers aligned to statutory requirements
Improved visibility into business performance
Reliable financial information for management and planning

Management Accounts & Financial Reporting

We prepare clear, timely management accounts that provide meaningful insight into your business performance. Our reports are designed to be understood, not just filed, empowering business owners to make confident decisions.

This includes:

Monthly or quarterly management accounts
Income statements, balance sheets, and cash flow reports
Performance analysis and trend insights
Financial clarity to support strategic planning

Payroll & Statutory Compliance

We manage payroll processes with accuracy, confidentiality, and compliance, allowing you to focus on running your business with confidence.

Our payroll services include:

Payroll processing and payslip preparation
Statutory submissions and compliance
Employee record management
Ongoing payroll support and guidance

Tax & Regulatory Support

We assist businesses in meeting their tax and regulatory obligations efficiently and accurately, reducing risk and ensuring compliance.

Our services cover:

Tax calculations and submissions
Regulatory compliance support
Assistance with tax-related queries
Proactive guidance to support compliance planning

Cash Flow Management & Financial Discipline

Effective cash flow management is critical to business sustainability. We work closely with clients to strengthen financial discipline, improve cash flow visibility, and support informed financial decision-making.

This includes:

Cash flow monitoring and analysis
Practical guidance to improve liquidity
Support with budgeting and financial planning
Insights aligned to business growth objectives

Banking & Funding Readiness Support

With insight into how financial institutions assess businesses, we support clients in preparing accurate, credible financial information that strengthens their position when engaging with banks or funders.

Our support includes:

Financial readiness assessments
Preparation of bank-ready financial information
Guidance on improving financial credibility
Ongoing support aligned to funding and growth goals

Our Approach

We believe in partnership, clarity, and accountability. Our services are delivered with a focus on long-term value, not short-term transactions. We take the time to understand each client’s business, ensuring our advice is practical, relevant, and aligned with their objectives.

OUR VALUE PROPOSITION

EMPOWERING SOUTH AFRICAN BUSINESSES THROUGH FINANCIAL CLARITY

At SML and Associates, we exist to empower South African businesses through clear financial insights, strategic guidance, and efficient accounting solutions that enable long term, sustainable growth.

We are deeply committed to integrity, transparency, and building lasting relationships with each of our clients. Whether you're a startup in Johannesburg, a growing SME in Gauteng, or an established enterprise anywhere in South Africa, we aim to be your trusted accounting partner through every stage of your business journey.

By helping you navigate financial challenges with confidence, we give you the freedom to focus on what truly matters growing your business and realising your full potential.

WHY CHOOSE US

We combine expertise, professionalism, and a client sfocused approach to deliver reliable financial support you can trust so you can focus on what matters most: growing your business.

Expert Financial Guidance

At SML & Associates, we bring deep industry knowledge and practical expertise to every client. We help you navigate complex financial matters with confidence and clarity.

Tailored Business Solutions

No two businesses are the same and neither are our solutions. We take the time to understand your unique needs, designing bespoke accounting services that align with your goals and support your financial growth.

Years of Combined Professional Experience

Our team offers extensive experience across accounting, financial management, and business advisory. You are not just getting a service provider; you are partnering with seasoned professionals committed to your success.

Dedicated to Small Business Growth

We specialise in supporting small and growing businesses. Our scalable services evolve with you, offering the right level of support at every stage of your business journey.

Comprehensive Services Across Industries

Whether you are in retail, logistics, professional services, construction, or any other sector, we offer a full suite of accounting solutions that ensure compliance, accuracy, and sustainable growth.

Client-Centric Service Delivery

At SML & Associates, our clients come first. We prioritise communication, reliability, and meaningful relationships, ensuring you always feel supported, informed, and valued.

Our Leadership Team

Founder & Principal Accountant

Bomkazi Siboyana, Business Accountant (Sout Africa)

Bomkazi Siboyana is the Founder and Principal Accountant of the firm, bringing extensive experience across personal, business, and SME banking, supported by a strong accounting foundation. Her career has been shaped by working closely with entrepreneurs and business owners, providing her with a deep understanding of the financial realities and strategic challenges faced by growing enterprises.

With a background in banking, Bomkazi offers valuable insight into how businesses are assessed by financial institutions, the critical role of cash flow in decision making, and the importance of accurate financial reporting in supporting growth, funding readiness, and long term sustainability.

She is committed to delivering a refined yet practical approach to accounting and financial management, partnering with clients to provide trusted advice, tailored solutions, and clear financial insight that empowers confident, informed business decisions.