Empowering Your Business With Financial Expertise

ABOUT US

Your Local Accounting Partner

Founded by an accountant with extensive experience in both personal and business banking, our firm was born out of a clear gap observed within the financial services landscape. Too often, small and medium enterprises receive fragmented advice banking on one side and accounting on the other without a holistic understanding of how the two should work together.

With a strong accounting background and years of hands on experience in the banking sector, we bring a unique, practical perspective to financial management. We understand how businesses are assessed by banks, how cash flow impacts decision making, and how accurate financial reporting supports growth, funding, and sustainability.

Our mission is to provide SMEs with expert, accessible, and strategic financial support. We go beyond compliance and bookkeeping by offering insights that help business owners understand their numbers, strengthen financial discipline, and make informed decisions with confidence.

We partner with our clients, offering tailored solutions, trusted advice, and a commitment to seeing their businesses thrive financially and operationally.

OUR SERVICES

Our services span from day to day bookkeeping and payroll to annual financial statements, business strategy, and advisory. We provide clear, reliable financial insights that support informed decision-making, while taking care of the numbers so you can focus confidently on growing your business.

ACCOUNTING

Monthly Financial Statements
bookkeeping & Reconciliation
Management Accounts
Cashflow Management

COIDA Services

COIDA Registration
Letter of Good Standing

VAT & Payroll

VAT Vendor Registration
UIF Registration
SARS TAX Returns
VAT201 PAYE SDLL & UIF EMP 201

CIPC Services

New Company Registration
Annual Returns
SARS Registrations
TAX type re-registration
Tax registration verification

OUR VALUE PROPOSITION

EMPOWERING SOUTH AFRICAN BUSINESSES THROUGH FINANCIAL CLARITY

At SML and Associates, we exist to empower South African businesses through clear financial insights, strategic guidance, and efficient accounting solutions that enable long term, sustainable growth.

We are deeply committed to integrity, transparency, and building lasting relationships with each of our clients. Whether you're a startup in Johannesburg, a growing SME in Gauteng, or an established enterprise anywhere in South Africa, we aim to be your trusted accounting partner through every stage of your business journey.

By helping you navigate financial challenges with confidence, we give you the freedom to focus on what truly matters growing your business and realising your full potential.

WHY CHOOSE US

We combine expertise, professionalism, and a client sfocused approach to deliver reliable financial support you can trust so you can focus on what matters most: growing your business.

Expert Financial Guidance

At SML & Associates, we bring deep industry knowledge and practical expertise to every client. We help you navigate complex financial matters with confidence and clarity.

Tailored Business Solutions

No two businesses are the same and neither are our solutions. We take the time to understand your unique needs, designing bespoke accounting services that align with your goals and support your financial growth.

Years of Combined Professional Experience

Our team offers extensive experience across accounting, financial management, and business advisory. You are not just getting a service provider; you are partnering with seasoned professionals committed to your success.

Dedicated to Small Business Growth

We specialise in supporting small and growing businesses. Our scalable services evolve with you, offering the right level of support at every stage of your business journey.

Comprehensive Services Across Industries

Whether you are in retail, logistics, professional services, construction, or any other sector, we offer a full suite of accounting solutions that ensure compliance, accuracy, and sustainable growth.

Client-Centric Service Delivery

At SML & Associates, our clients come first. We prioritise communication, reliability, and meaningful relationships, ensuring you always feel supported, informed, and valued.

Our Leadership Team

SML and ASSOCIATES was founded by a dynamic team of professionals with a shared passion for turning complex financial challenges into opportunities for business growth. With over 20 years of combined experience in accounting, finance, and business strategy, our founders bring deep industry knowledge and a results-driven mindset to every client engagement.